Republic offers* Overdraft Privilege on most** checking account options. Overdraft Privilege offers your account a safety net that permits you to overdraw your account by $250 or more^, saving you from potentially embarrassing situations and possible damage to your credit rating. You may opt out of this service at account opening or at any time by contacting our Customer Care Department at (405) 360-5369.
A $20/$22.50 fee will be charged for each overdraft item, depending on the type of checking account. This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. The amount of any overdraft plus our Overdraft Item fees or Returned Item fees that you owe us shall be due and payable upon demand. Whether your overdrafts will be paid is discretionary, and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts.
**Contact a Republic Banker for details.
^Higher amounts available upon approval.
To visit with a Republic Banker about Overdraft Privilege, call (405) 360-5369 or stop by any of our Banking Centers today.