1. Mobile Wallet Enrollment
You can add an eligible Republic Check Card to a Wallet by following the instructions of the Wallet provider. For us to authorize the use of your Card within the Wallet, your Card and underlying account must be in good standing and you must not be restricted from using the Wallet based upon any limitations imposed by the Wallet provider, your wireless service provider, and/or any third party associated with these providers. When you add a Republic Check Card, the Wallet allows you to use the Card to enter into transactions where the Wallet is accepted. The Wallet may not be accepted at all places where your Republic Check Card is accepted.
2. Republic Check Card Agreement
Purchases and other transactions you make with a Republic Check Card are governed by the Account Agreement provided to you at account opening and amended from time to time. The agreement remains in full force and effect regardless of whether or not you use the Mobile Wallet service. The Wallet simply provides another way for you to make purchases with your Card and will be considered the same as if you had used your Card in person to conduct the transaction.
Please consult your Account Agreement for any applicable interest, fees, or charges that apply to your Card. Republic does not currently charge any additional fees for adding your Card to the Wallet or using your Card in the Wallet. We reserve the right to institute charges for account access or for additional transactions or features in the future, but only after written and/or electronic notification to you at least 30 days in advance of the date such charges will take effect. You are responsible for any fees charged in connection with the use of your mobile device or the Wallet that the provider and other third parties such as wireless companies or data service providers may impose.
4. Use of a Mobile Wallet
Republic does not own, operate, or control the Mobile Wallet. We are not responsible for providing the Wallet service to you. We are only responsible for supplying information securely to the Wallet provider to allow usage of the Republic Check Card in the Wallet. We are not responsible for any failure of the Wallet or the inability to use the Wallet for any transaction. We are also not responsible for any loss, injury, or inconvenience you incur as a result of a merchant refusing to accept the Wallet.
5. Device Eligibility
You are required to have an eligible mobile device to use this service. Devices which have been unlocked in an unauthorized fashion (“jail-broken”) or otherwise modified are not eligible to use a Mobile Wallet. You acknowledge that use of an ineligible mobile device with the Mobile Wallet service is expressly prohibited, constitutes a breach of these Terms, and is grounds for us to temporarily suspend, permanently terminate, or otherwise deny further access to your Card in the Wallet. We are not liable to you for the effects (third party or otherwise) of such termination or suspension.
You are solely responsible for maintaining the confidentiality of your User ID, passwords, and any other means that you may use to securely access the Wallet on your mobile device. If you share these credentials with anyone, that person may be able to use your Wallet to make purchases or obtain access to your personal and payment information available through the Wallet. The Mobile Wallet provider is responsible for the security of information provided or held by the Wallet. We are not responsible if there is a security breach affecting any information held or sent from the Wallet.
7. Report Lost or Stolen Devices or Cards
You agree to safeguard your mobile device at all times and not leave it unattended. If your device is lost, stolen, or you have reason to believe that your device has been compromised, including that of your fingerprint reader, PIN, or another security device, you agree to contact us immediately so that we can take action to disable your Card for use within the Wallet. Given that your device can be used like a Card to make purchases, you must notify us in the event your device is lost or stolen with the same urgency as if your actual Card is lost or stolen. If you fail to notify us, you may be liable for all or a portion of the losses associated with unauthorized use of your Card whether that use was through the Wallet service or not.
8. Removal or Cancellation
You should contact the Mobile Wallet provider on how to remove a Republic Check Card from the Wallet. Republic may cancel, block, or suspend use of your Card in the Wallet from purchases at any time and for any reason, such as if we suspect fraud with your Card, if you have an overdue or negative balance on your account, or if applicable laws change.
9. Account Ownership and Information
You represent that you are the legal owner of the account(s) and other financial information which may be accessed via a Mobile Wallet. You represent and agree that all information you provide to us in connection with the Wallet is accurate, current, and complete and that you have the right to provide such information to us for the purpose of using the service. You agree not to misrepresent your identity or your account information. You agree to keep your account information confidential, up-to-date, and accurate. You represent that you are an authorized user of the mobile device you will use to access the Wallet.
10. Electronic Communication
You consent to receive electronic communications and disclosures from us in connection with your Republic Check Card and the Wallet. You agree that we can contact you by email at any email address you provide to us in connection with any Republic account. You agree to update your contact information with us when it changes.
11. Change of Terms