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What happened?

On Sept. 7, 2017, Equifax reported that it suffered a data breach to hackers that affected as many as 143 million people. 

Are you impacted?

As a Republic Bank & Trust customer, your RBT debit card and bank account numbers are NOT impacted from this breach.
However, your credit cards from any financial institution as well as your personal information may be impacted.

What can you do?

First, go to to see if you have been affected by the breach. Equifax is offering free identity-theft and credit-monitoring for one year to those whose personal information was compromised. Keep in mind that the information obtained by the data breach can potentially be bought and sold by cyber criminals for years to come.

Second, be alert for phishing scams that can come in the form of emails, letters, or phone calls designed to seek additional information from you. With this breach, cyber criminals have gained access to detailed information—such as mortgage and car payment amounts—that can be used to make these requests seem legitimate. Be especially cautious in the coming months for:

  • Emails that claim to be from Equifax, purporting to provide more information about the compromise of your personal data.
  • Emails that claim to report problems with one or more of your credit cards, your credit report, or other personal information.
  • Calls from people claiming they are from your financial institution.
  • Suspicious credit card charges.


What other precautions can you take?

You may want to consider these other steps to protect yourself from credit fraud and identity theft:

  • Sign up for credit monitoring.
  • Freeze your credit files at the three major credit bureaus:
    Equifax: (800) 685-1111
    Experian: (888) 397-3742
    TransUnion: (888) 909-8872.
  • Check your credit reports regularly at This service is free.
  • Keep a close eye on your bank and credit card statements for any unauthorized activity.
  • If you think you’re a victim of identity theft, visit the Identity Theft Resource Center to learn more about how to protect yourself. You can also call the Center’s toll-free number, (888) 400-5530. This agency’s services are free.

Finally, if you receive any email or phone call that makes you the least bit suspicious, do not click on email attachments, answer any questions, or supply any personal information.

Thank you for putting your trust in us. As your financial institution, Republic Bank & Trust wants to help you protect your assets any way we can.

Should you have any further questions, please contact us by phone (405) 360-5369, email, or by visiting any of our Banking Centers.