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At Republic, we continually strive to keep your money safe. Below, learn some of the ways we are working for you and actions you can take to keep your information secure.

What You Should Know About Bank Card Skimming

What is Skimming?
Skimming is the unlawful practice of affixing a device to a card reader on an ATM or gas station pump to ‘skim’ credit or debit card information. The skimmer blends in with the existing equipment well enough that unsuspecting consumers do not notice it.

It’s a big problem, but you can help protect your card by following a few simple tips:

How to Prevent Skimming

  • Protect Your Personal Identification Number (PIN). 
    Always shield the view of your hand when entering your PIN in an ATM machine or merchant processing device should there be an unseen camera.

  • Change your PIN. 
    If you suspect your PIN has been seen or obtained, changing your PIN will prevent the unauthorized user from obtaining cash.

  • If the machine you’re using looks suspicious, don’t use it.
    Criminals often put skimmers on gas pumps or ATM machines located the farthest from the building.
    Give the reader a good tug or shake as it is often adhered with double-sided tape or glue.
  • Turn ‘off’ your card if you suspect you have been skimmed. 
    You can turn off your Republic bank card in our Mobile App, or you can contact us here or by calling (405) 360-5369 to turn off your card.

  • Pay attention to your account.
    Visit Republic Online® daily to check the transactions on your account. You’ll see immediately if there are any unauthorized transactions.

  • When shopping, use your Republic Check Card with EMV technology.
    EMV refers to cards with computer chips. These cards utilize a higher level of security because their data changes with each transaction.

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Report Lost or Stolen Republic Check Card or Credit Card
  • Republic MasterCard® Check/ATM Card - Call (888) 297-3416
  • Republic Visa® Credit Card, Fraud Assistance - Call (800) 237-8990
  • Credit Card Customer Service - Call (800) 423-7503
  • PrePaid Money Cards - Call (800) 416-6373

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Republic Security Topics
  • Enhanced Fraud Alerts to Protect You - In our ongoing efforts to optimize account security, we've enhanced our fraud alert system. Should possible fraud be detected on your Republic Check Card, we'll contact you by email, text, and, if needed, give you a call.
    Learn More About Fraud Alerts

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Other Security Resources

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Financial Education Corporation Resources
  • Account Authentication & Online Banking - Read about the authentication process used to confirm that it is you and not someone who has stolen your identity.
    Learn More About Account Authentication

  • Risk Assessment & Layered Security for Online Business Transactions - Study new financial standards that assist business account holders from account hijacking and unauthorized funds transfers.

    Learn More About Risk Assessment

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