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Interested in Business
Financing? Contact a Relationship Manager by calling
(405) 360-5369 or 1-800-994-2055.
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| Small
Business Administration (SBA) |
| Business
Lending |
| Business
Real Estate |
| Private
Banking |
| Lease
Financing |
| Business
Manager (Accounts
Receivable Financing)
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Small Business Administration (SBA) |
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Republic Bank & Trust
is an Approved SBA Lender.
If you have big plans for your small business, Republic Bank is
ready to help you achieve your dreams. So
whether you're ready to increase inventory, purchase new
equipment, expand your business, or make other big improvements,
you'll find we make getting a loan a little easier and stress
free, no matter what you need the money for.
Types of SBA Loans:
Revolving line of credit
Secured and unsecured
To meet a wide variety of short-term financing needs including:
- Inventory purchases
- Seasonal purchases
- Short-term working capital
- Accounts receivable financing
Term loans
For long term borrowing needs such as:
- Equipment and fixture purchases
- Refinancing existing debt
- Long-term working capital
Multi-draw loans
- For expenditures that will occur over a short period of
time
- To be paid back over a predetermined period of time
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Business Lending |
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Republic has the sophistication and capacity of larger financial
institutions with the
responsiveness of a local bank dedicated to serving clients in
the Cleveland County area.
Republic offers a full array of financing services including:
- Working capital lines of credit
- Term loans for capital expansion
- Equipment loans and leases
- Accounts receivable and inventory financing
- Letters of credit
- Tax incentive financing
- Structured financing for full and partial recapitalizations
- Acquisition financing
We have a dedicated group of experienced Relationship Managers
who will structure financing solutions to meet your
company's needs. Our consultative Relationship Managers have the
expertise and the local credit authority to evaluate your
financing request promptly and deliver a speedy decision.
We are dedicated to serving the unique financing needs of
entrepreneurs in a variety of industries. Convenient visits to
your company allow Relationship Managers to advise you on all
aspects of corporate finance services including:
- Financial planning and modeling
- Industry comparisons
- Business valuations
- Advice on the sale of your business
- Business ownership succession services
- Interest rate risk management (including caps,
collars, forward rate commitments, and other derivative
products)
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Business Real Estate |
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Our Relationship Management Team includes real estate professionals with decades of local area
experience. We offer a full range of acquisition and development
loans, construction loans, and permanent loans with features
that include:
- Construction loans structured to fit the particular
transaction, with terms covering the project from
pre-development though disposition.
- Permanent loans with terms as long as 7 years, generally
amortized over 20 years, and with pricing that can be fixed
for as long as 5 years through interest rate protection
products including caps, collars, etc., to manage
your interest rate risk.
Types of real estate projects that are financed include:
- Development
- Multi-family
- Owner-occupied business real estate
- Investor-owned business real estate
- Special purpose properties
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Private Banking |
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| Republic's Private
Banking was established to cater to those clients whose personal
and business financial activities warrant an exceptionally high
level of attention from their bank. The service is
particularly appropriate for affluent individuals, their
businesses and trusts and also for professional practices and
charities.
As a Private Banking Client, all of your personal and
business banking requirements will be managed by a dedicated Relationship
Manager, who is in turn supported by a team of
banking professionals.
Your Relationship Manager's role is to develop a thorough
understanding of your personal and business objectives and then
work with you to develop a strategy to help you to achieve these
objectives.
Our bond with our clients is a strong one. When you
work with us, your personal banker has ready access to:
- Competitive money market accounts
- Cash management services
- Online banking
- Lines of credit for personal and business needs
- Real estate loans for personal, investment-related and
business needs.
Our personal service, local decision making and highly
experienced bankers makes it easy to see why Republic Bank of
Norman is also known as The Bank That
Means Business.
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Lease Financing
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Leasing has become the financing
vehicle of choice for many business owners. Responding to you
for quick, convenient and flexible lease arrangements, we have developed a
commercial leasing program. After all, your company makes money by
using equipment...not owning it. In fact, take advantage of tax
benefits and reduce the risk of obsolescence.
Why lease from us?
Because we care about your
personal success, as well as the success of your business, we can probably
offer you better terms than other leasing agents. A traditional
leasing company may only be interested in the success and profit of the
individual lease transaction.
Conserve Working Capital
Leasing is the perfect solution
for businesses that want to conserve working capital or that plan to
expand. With our lease program, payment options are tailored to meet
your business demands and cash flow needs, plus variable terms are
available for new or used equipment. When you lease equipment you're
not tying up your cash. Keep your working capital free for other
uses; not tied up in fixed assets.
Freedom of Leasing
Leasing provides greater
flexibility than purchasing and can protect you from being locked into
owning equipment that may not meet your future needs. Your needs
will change, technology will improve, and with leasing, you can upgrade
your equipment within the lease terms. When the term is up, you have
several options - renew your lease at a greatly reduced payment amount,
purchase the equipment, or return the equipment.
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Business Manager (Accounts
Receivable Financing) |
| Business Manager helps small businesses: |
- Maintain dependable cash flow
- Improve payment habits to suppliers
- Take advantage of early pay and volume discounts from suppliers
- Purchase important equipment as needed
- Pay off existing debt
- Establish retirement fund
- Hire more staff
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here to find out more about Business Manager.
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Out of town? Call our toll-free customer service line at 1-800-994-2055.
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| Click
here for the address of the location nearest you. |
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